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Emerald Bank

Account and Miscellaneous Fees

The following fees apply to all of your accounts with us:

  • Overdraft Charges:
    $30.00 per item
  • Return Check Charges:
    $30.00 per item
  • Overdraft Protection Fee:
    $7.00 per transfer
  • Account Research:
    $1.00 per item,$25/hour minimum
  • Account Reconcilation:
    $25.00 per hour(1 hr min)
  • Tax Levy & Garnishments:
    $20.00
  • Stop Payment Requests:
    $30.00 per item
  • Electronic Stop Payments:
    $30.00 per item
  • ATM Foreign Transactions:
    $0.00 per withdrawal
  • Debit Card/ATM Card Replacement or Pin Request:
    $5.00
  • Debit Card/ATM Card Lost or Stolen Card Fee:
    $10.00
  • Debit Card Annual Fee:   $5.00                                                                                                                                                                                                                                                                                                                                              
  • Snapshot Statement:
    $3.00 mailed or faxed

Miscellaneous Fees and Charges

  • Copies:
    $0.20 per page
  • Fax Fees:
    $3.00 for up to 3 pages, $5.00 for 3-9 pages, $10.00 for over 10 pages
  • Personal Money Order Fees:
    $3.00 for orders $0.01 to $1,000.00
  • Cashiers Checks:
    $5.00 each
  • Wire Transfer Fee:
    $15.00 Incoming & $20.00 Outgoing
  • Notary Service:
    Free to Customers, $5.00 for Non-Customers
  • Collection Fees:
    $15.00 Outgoing or Incoming-per item
  • Check Cashing Fee:
    2% of the amount of check or $10, whichever is greater for non-checking account customers
  • Safe Deposit Box(Contents Not Insured by FDIC):
    • 2x5 Box:
      $12.00 Annual rent
    • 3x5 Box:
      $15.00 Annual rent
    • 5x5 Box:
      $18.00 Annual rent
    • 3x10 Box:
      $24.00 Annual rent
    • 5x10Box:
      $30.00 Annual rent
    • 1Ox10 Box:
      $42.00 Annual rent
    • Lost Key Fee:
      $30.00 or actual cost, whichever is greater
    • Drilling Fee:
      $100.00 or actual cost, whichever is greater
    • Safe Deposit Box Late Charge:
      $10 if rent is not paid within 30 days of due date
Emerald Bank
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