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FDIC Insurance Coverage for Transaction Accounts

On December 31, 2012 the unlimited insurance coverage for noninterest-bearing transaction accounts provided under the Dodd-Frank Wall Street Reform and Consumer Protection Act expired. Deposits held in noninterest-bearing transaction accounts are now aggregated with any interest-bearing deposits the owner may hold in the same ownership category. And the combined total is insured up to at least $250.000.

For more information about FDIC insurance coverage of transaction accounts, visit

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